Requirements:

• $2,500.00 Minimum to Open

Benefits:

• 24-Hour Telephone Banking
• Preferred Interest Rates on Consumer Loans (With Auto- Payment)
• Up to $10 for unused checks on another institution when opening a new account
• Free Notary Service
• Easy-to-Read Monthly Statement
• Bank-By-Mail (Pre-addressed envelopes provided free)
• Night Drop Available
• Return of Cancelled Checks
• Toll-Free Telephone Service
• Convenient Drive-thru Facility
• Expanded Banking Hours
• No-Fee Check Cashing
• One Year Free Rent on a 3x5 Safe Deposit Box
  (Quantity Limited, $10 Key Deposit)

Cost:

• Maximum of six (6) inner-office withdrawals, with no more than three (3) of which may be by check, draft, or similar order made to third parties
• $10.00 fee per item in excess of six (6) and subject to reclassification to NOW account status, Non-Interest Bearing account status, or closing
• $7.00 fee will be assessed if balance falls below $2,500.00 any time during the statement cycle.
• If excess transactions occur after written and oral notices, the bank reserves the right to either close the account, cease paying interest on the account, or remove the account’s transfer and draft capabilities.